esgrow, mortgage debt(havent been able to pay in a while), soldiers and sailors civil relief act PLEASE HELP?
d.a.f.d. asked:
ok here is my dilemma. i am a soldier in the army and about a year before i joined the army i purchased a house in which i got an esgrow included in my monthly payment. my problem is that i am currently at my duty station and paying rent along with all my other bills and mortgage and i dont have enough money to pay on my mortgage which is why i am now on the soldiers and sailors relief act, and i have not been able to pay on my mortgage for 6 months, however my house has been on the market but is not selling. my question is, at the end of the year when property taxes are due (im from illinois) will my property taxes be taken care of because i have an esgrow account or is this something that i will have to somehow come out of pocket for, and if i have to come out of pocket, there is a possibility i might not be able to pay it on time or all at once, will the state be able to work something out with me because i am willing to pay my taxes…i am really struck for cash at the moment and having to take care of both house payments( my rent at my duty station is about 300 more than my mortgage) please only answer if you have a knowledgeable answer because this is a serious question that i want to get resolved and get into contact with the right people asap. thanks
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ok here is my dilemma. i am a soldier in the army and about a year before i joined the army i purchased a house in which i got an esgrow included in my monthly payment. my problem is that i am currently at my duty station and paying rent along with all my other bills and mortgage and i dont have enough money to pay on my mortgage which is why i am now on the soldiers and sailors relief act, and i have not been able to pay on my mortgage for 6 months, however my house has been on the market but is not selling. my question is, at the end of the year when property taxes are due (im from illinois) will my property taxes be taken care of because i have an esgrow account or is this something that i will have to somehow come out of pocket for, and if i have to come out of pocket, there is a possibility i might not be able to pay it on time or all at once, will the state be able to work something out with me because i am willing to pay my taxes…i am really struck for cash at the moment and having to take care of both house payments( my rent at my duty station is about 300 more than my mortgage) please only answer if you have a knowledgeable answer because this is a serious question that i want to get resolved and get into contact with the right people asap. thanks
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February 18th, 2009 at 8:30 am
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Escrow simply means that some of your monthly payment is set aside for the property tax. If you haven’t paid any money, there hasn’t been anything to set aside.
The state may be able to work with you.