Hi,
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I don’t believe there are any grants for debt relief. At your age I would assume you don’t have a lot of assets either. I think your best bet is to talk to an attorney and file a chapter 7 bankruptcy. This will discharge all your debt except for taxes or federal loans.

Financial assistance grants for students is tougher than for anyone else. If you are an individual alone, it’s a little bit easier. For example, have you ever heard of the Pell Grant? It is a financial assistance grant for students that helps them when they can’t help themselves or don’t have parental support. Also, there are many service and work programs.

But honestly, if none of those appeal to you, the best thing you can do is get a loan. I know loans aren’t appealing, and I certainly didn’t want one, but I applied for student loans. The Federal government is very willing to work with you for the payment of those loans, and unlike some financial institutions, they don’t track what you do with your money. So technically you could blow it, but if you’re smart and serious about attending school, then you could use half the money to pay tuition, and the other half to pay down debt.

But I feel I must warn you, if you’re looking to go the credit card route, don’t! My husband got a credit card in college, and put his tuition on it, and anything else he felt like. To this day, we are still struggling with his credit card debts from college, while my student loan debt is completely managed and taken care of.

Just something to think about.

the only grants in your case i could think of is welfare and food stamps — or you might downsize and get a part time job!!!