I don’t fully understand your question. If she filed bankruptcy all of her debts are written off. If you are saying that she went back and run up bills again, when she is in series trouble.

I would suggest that she contact the debt management non profit group in her area.

Garnishment of her wages will be started as soon as she finishes all the court hearings she has to go to.

She will be sued and her wages garnished probably. She won’t go to jail unless she commits fraud there isn’t a law against being stupid.

She would have to consolidate her debt. She could call the creditors herself and try to work something out. If she gets really far behind, the creditors could sue her and take her to court (I believe it does take a few months before that).

If she owns a home, she could try to get a home equity to payoff the debt or sell her house to payoff the debt. Either way, if it gets to the point where she is being taken to court, they could come after her assets. She can’t go to jail, just to court.

She should really talk to a lawyer to find out her options because every case is different.

Not jail unless she has deliberately defrauded someone. But if she has any assets now or in the future, they could be taken to satisfy the debt.