Definitely pay off your credit card debt as opposed to opening up a savings account. This will make it more likely that you’ll pay down your debt a bunch and worst-case-scenario you’ll use that same credit card you payed down, but at least you’ll have enough money. The webpage below shows simple common-sense ways to save up to $100 a month to go toward paying off your credit cards.

P.S. Since you’re getting married, there’s probably a lot of junk that you aren’t going to need anymore. Have a yard sale.

pay your credit cards debts first and than do your other planning.

It is always best to pay-down credit card debt!

But I fear your plan is simply “robbing Peter to pay Paul.” For example, if you were to pay $500 toward your credit card this month. Then, charge $500 next month towards your wedding expenses, the credit card company will charge you 18% on the balance, which will remain unchanged. Grace periods do not apply unless you pay off the balance in full. However, if you can pay more than you charge for your wedding, you would save a few hundred on interest. Every little bit would help!

With interest of a whopping $360+ per month, I would strongly advise you to pour every dime to paying off this debt. Large consumer debt is NOT a good way to start a marriage - the #1 cause of divorce is financial difficulties.

Far too many brides fixate on the wedding, rather than the marriage. Perhaps focus more on making a firm foundation for a lifelong marriage free of debt than a one-day party. Scale it back to something a little less expensive.

Pay off your credit card bills…………..18% interest is what they are charging you compared to the percentage (usually less than 5%) you will earn on a savings account.