take a bow asked:


No home to use for equity, denied for personal loans and additional credit cards everywhere, cannot work at this time due to illness, debt relief companies do not deal with payday loans, help?

Diane

Mommy of 1! asked:


anyone help me find one? my family of 3 makes 32000 a year (very low income) and I work 2 jobs and husband works 50+ hours a week! If we could find a grant to give us debt relief that would be amazing. We are only about $5000 in debt, but its really holding us back from intrest rates and what not…puhleaseeeeee help!
humm, well why on grants.gov do they have links to sites that say they can. Govbenefits.gov is on there but I can’t figure it out. Im kind of confused on how to do it….no I don’t know what to think
actually for my area 28-37000 a year is low income and 38-60000 a year is middle class. We are not very low, but we are low income. (we live in low income apartment also) I will “higher my education” when I have time seeing as how I have 2 jobs and a child already. I don’t see that happening soon though, and we just keep digging our self further and further in debt. What should I do? If I can’t get help…then I guess we will lose our apartment and be with the rest of the very low income people living in public housing. I would perfer not to do that.

Kelly

becca B asked:


I have bad credit, I m drowning, could lose my home is there anyway to get a loan for 5000.00 to combine my bills into one?Debt relief programs won t help……..need cash.

Jesus

Stressed out asked:


I See going through all the questions and answers of short sales and see that everyone keeps saying that they will have to pay back (1099) the remainder of the balance, well my question is then what is the Mortgage Forgiveness Debt Relief Act of 2007?

Mortgage workouts, Now tax-free for many homeowners: Claim relief on newly-revised IRS forms??

Can anyone tell me what that is? isnt that where they will forgive that taxable income now?

at least that is what I am being told.

http://www.irs.gov/irs/article/0,,id=179073,00.html
See I asked this question cause I am one of these people facing this problem, me and my husband can no longer make our payments on our 2nd, this is the first month we could not pay and I would like to do a short sale and get out.
What a stressful time and I know I am not alone and this SUCKS

Bryan

rooster asked:


in a court hearing, where i am representing myself over a debt relief of being held accountable for legal fees for the plaintiff, the plaintiff’s attorney stated his client was enduring “undue hardship” because i haven’t paid.

the fact is: the legal bill and debt is being owed to the lawyer. further, the lawyer has not received payment from his client.

so in fact, he lied to the judge.

i’ve heard, much to my surprise, that lawyers are allowed to effectively “say anything” in court and not held at all accountable.

is this true?
can i file a motion to get rid of this guy (who has a horrible ethical reputation i discovered!)

amazing our soldiers are dying everyday, and people struggle for the freedoms this country is about, and essentially, the USA has succumbed to being run ruff shod by a bunch of corrupt lawyers who should be held accountable.
thanks for the clarification.

after 3 years of this attorney, it’s unbelievable. i once got a legal letter telling me the plaintiff claimed i was “excessively hammering”.

which is only funny because, the entire month this “hammering” occurred, i was in another state.

the point is, lawyers who put this crap on their letterhead should be disbarred. other lawyers who defend them saying “lawyers often say things the other side doesn’t like” is a cop out for the moral deterioration of the legal fiber of this country.

Stella

i.will.survive. asked:


Im a 21 year old individual who is swimming in debt. I heard about federal and state grants offered to individuals who need assistance. Although i have found the site grants.gov, I cannot seem to find information on grants offered for debt relief for individuals in my circumstances. I am looking to get out of all my debt that i cannot seem to repay. because i just want to go back to college. Any help on this would be great. Are there any free legitimate sites out there that can help you find debt relief grants ?
moon bunny, id like to ask you a question about the government loan.. is that something that can be used for education tuition and partially used for decreasing credit card debt? How should i go about this? Thanks

Carlos

nonalcoholic2007 asked:


Should it be up to the citizens of the US to pay for this, especially since we are 10 trillion in debt?

Obama, Hagel, Cantwell, Smith Hail Committee Passage of the Global Poverty Act

WASHINGTON, D.C. - U.S. Senators Barack Obama (D-IL), Chuck Hagel (R-NE), and Maria Cantwell (D-WA) and Congressman Adam Smith (D-WA) today hailed the Senate Foreign Relations Committee’s passage of the Global Poverty Act (S.2433), which requires the President to develop and implement a comprehensive policy to cut extreme global poverty in half by 2015 through aid, trade, debt relief, and coordination with the international community, businesses and NGOs. This legislation was introduced in December.
Julian can you read it is his bill!

Tina

straubcharles asked:


These Facts;
President Clinton’s Record on the Economy: In 1992, 10 million Americans were unemployed, the country faced record deficits, and poverty and welfare rolls were growing. Family incomes were losing ground to inflation and jobs were being created at the slowest rate since the Great Depression.

1.Strong Economic Growth: Since President Clinton and Vice President Gore took office, economic growth has averaged 4.0 percent per year, compared to average growth of 2.8 percent during the Reagan-Bush years.
2.Most New Jobs Ever Created Under a Single Administration: The economy has created more than 22.5 million jobs in less than eight years—the most jobs ever created under a single administration, and more than were created in the previous 12 years. Of the total new jobs, 20.7 million, or 92 percent, are in the private sector.
3.Unemployment at Its Lowest Level in More than 30 Years: Overall unemployment has dropped to the lowest level in more than 30 years, down from 6.9 percent in 1993 to just 4.0 percent in November 2000. The unemployment rate has been below 5 percent for 40 consecutive months.
4.Unemployment for African Americans: has fallen from 14.2 percent in 1992 to 7.3 percent in October 2000, the lowest rate on record. Unemployment for Hispanics has fallen from 11.8 percent in October 1992 to 5.0 percent in October 2000, also the lowest rate on record.
5.Highest Homeownership Rate on Record:
6.President Clinton’s Record on Fiscal Discipline:
7.Largest Surplus Ever: The surplus in FY 2000 is $237 billion—the third consecutive surplus and the largest surplus ever.
8.Largest Three-Year Debt Pay-Down Ever: Under Presidents Reagan and Bush, the debt held by the public quadrupled. Under the Clinton-Gore budget, we are on track to pay off the entire publicly held debt on a net basis by 2009.
9.Lower Federal Government Spending: the lowest level since 1966.
10.. Reduced Interest Payments on the Debt: , interest payments on the debt were $125 billion lower than projected.
11.Double Digit Growth in Private Investment in Equipment and Software:
12.With government no longer draining resources out of capital markets, private investment in equipment and software averaged 13.3 percent annual growth since 1993, compared to 4.7 percent during 1981 to 1992.
13.Enacted the 1993 Deficit Reduction Plan without a Single Republican Vote.
14.Negotiated the Balanced Budget Agreement of 1997.
15.Dedicated the Surplus to Save Social Security and Reduce the National Debt.
16.Opening World Markets to American Goods and Providing Leadership on Globalization
17.The Most U.S. Exports Ever.
18.1.4 Million More Jobs due to Exports:
19.Lowest Inflation since the 1960s:
20.To Create Trade Opportunities and Expand the Benefits of Globalization, President Clinton:
21.Won Ratification of the North America Free Trade Agreement (NAFTA) in 1993,
22.Won Approval of Permanent Normal Trade Relations with China.
23.Successfully Completed the Uruguay Round.
24.Fought for the First-Ever African and the Caribbean Basin Trade Bills.
25.Promoted Trade Opportunities for High Technology.
26.Secured Historic Debt Relief.
27.Dramatically Expanded U.S. Efforts to Fight Child Labor and Expand Basic Education.
28.Defused International Economic Crises.
29.Rewarding Work and Empowering Communities
30.Higher Incomes at All Levels:
31.Lowest Poverty Rate in 20 Years:
32.Lowest Poverty Rate for Single Mothers on Record:
33.Smallest Welfare Rolls Since 1969:
34.To Help All Americans Benefit from Prosperity, President Clinton:]
35.Ended Welfare as We Knew It.
36.Rewarded Work by Expanding the Earned Income Tax Credit.
37.Created Empowerment Zones.
38.Created Community Development Financial Institutions.
39.Strengthened the Community Reinvestment Act.
40.Encouraged Investment in America’s New Markets
41.Raised the Minimum Wage
42.Helped People with Disabilities Work
43.Investing in Educating and Training the American People
44.More Americans Are Enrolling in College:
45.More High School Students Are Preparing for College:
46.More Americans Are Earning College Degrees:
47.Americans Are Becoming Lifelong Learners:
48.Created the College Tax Credits, the Largest Single Investment in Higher Education since the G.I. Bill.
49.Doubled Student Financial Aid.
50.Created Direct Student Loans and Reduced Interest Rates.
51.Created New Paths to College through GEAR UP, AmeriCorps, and TRIO.
52.Strengthened Elementary and Secondary Education.
53.Passed the Workforce Investment Act of 1998.
54.Reducing Tax Burdens for Average and Hard-Pressed Working Families.
55.Lowest Federal Income Tax Burden in 35 Years:
56.Higher Incomes even after Taxes and Inflation:
57.Expanded the Earned Income Tax Credit.
58.Created the $500 per Child Tax Credit.
59.Won the Hope Scholarship Tax Credit.
60.Won the Lifetime Learning Tax Credit.
61.Established Education IRAs.
62.Created Empowerment Zones.
63.Simplified Pension Rules.
64.Simplified Tax Laws and Protected Taxpayer Rights.
65.Closed Tax Loopholes.
66.http://clinton5.nara.gov/WH/Accomplishments/eightyears-03.html
Which you are wrong it is a president that united the democratic and republican parties.
Obtuse way to point out the tings most inportant to the US. all you did with that answer is show your ignorance
Krytox If you open your eyes all the money is in the military now what is the country because of it
This question has demonstrated exactly what I thought. Those who are Obama supporters and those who are Clinton haters are blind. You can put the facts right in front of them and they will try to bash with the biggest thing that really matter. Bill got his weiner sucked and that was the downfall of America.

Jorge

f s asked:


How many times can a debtor file bankruptcy to avoid paying debt they owe? They have not made any payments under either bankruptcy. I filed a relief of stay.

Kenneth

A. S asked:


With the economy in a interesting state, I’m trying to figure out if filing now would be a smarter decision than filing in January 2009. I’ve tried my other options of loans and non-profit debt relief organizations, and I haven’t open any more accounts or use current accounts since May 2008. I’m strictly cash and debit card. The debt relief organization was great, but my income is just too low to accomodate living with necessities AND paying the monthly consolidated debt. I’ve made sure to pay school loans first which are consolidated. Anyway, I’m not excited to file bankruptcy but want to know would now be the best??

Please don’t share other options, I am filing bankruptcy. I just want to know if now or later would be best?

Ann