smiley1234 asked:


My husband was out of work for a long time, and we really got ourselves into a lot of debt. (about 30,000) I have managed to keep up with the minumum payments on time, but because of the interest on the cards it seem like we are never going to make a dent in it. We don;t own a home to cash out equity and pay them off. Does anyone havve any advice that might help.

Cathy