Jazzsuzan * asked:


Which would be best if you have good income but not enough to meet monthly bills, utilities, unsecured debt & your house is upside down $188,000, due to adjustable arm and drop in value? Would you recommend using a paralegal, attorney or debt solution company (unsecured).

Connie

LostInDallas214 asked:


I currently am in Chapter 13 (as of March 2007). I have had my meeting with creditors, as well as set up a payment plan. I was wondering a few things:

1. I pay 90.00/mth to my trustee for 36 months. I would like to pay it all off. Could I pay early without a penalty?

2. I also want to know if I could change it from a Ch. 13 to a Ch. 7 liquidation, and if so, what can I expect?

3. If I let my Chapter 13 get dismissed, could I possibly just go through Debt Relief and if so, will it still show up on my credit?

Any help? Tips? What is my best option?

Caffeinated Content

Rozz asked:


My sigining appointment is on Monday.
Problem!!!!…..My car is in danger of repossession(2 months behind on car note..$2500 left on payment plan!) I have included this car in my bankrupty.
How long will it take for my car creditor to be notified?
Please help me out…I’m going crazy and need your suggestions!

Jon