nycoolman asked:


Should I call one of these companies in the debt consolidation and see what he can do for me? How does this work? What this will do to my credit? How long to be affected? Without ever be able to use credit cards?

Tiffany

Jeff asked:


I had good credit, but I purchased a new motorcycle, and unlike a bank load when you purchase a car, they gave me a credit card with a high enough limit to buy the bike (in my case $9800). It’s down to about $8800 and I have about one year left at 6.9% APR before it sky-rockets. I also have two credit cards, one with about $1800 at 24% APR and the other with $2800 currently 0% APR.

I would like to combine all my debt and keep the APR down.

Anyone had good experiance with any debt consolidation companys?
I meant bank loan not load.

Manuel

Ginger asked:


If you have under 15,000 worth of debt, but only collect sickness money every month to pay the bills? How much might the monthly payment be after they consolidate ? Will a debt consolidation company help a client of this description ?

Sharon

Calli S asked:


ok, i turned out to be the 18 year old statistic getting a few credit cards and not having the correct judgement or knowledge to use them. in total of about 3-4 cards, i have just over 10,000 in debt.

im 21 now and know better, but not how resolve my situation. there are soooooooooo many debt relief commercials and such and i dont know if they do any good, or which ones to choose. its quite overwhelming.

and to top it all off. i recently recieved a summons for one of the credit cards, they even sent one to my employer. i feel like im going to drown.

id love to consolidate my debt and set up a plan. but to be honest im not even sure where all my debt is. how can i find out all the pple i owe? some have stopped sending mail thinking i was a loss. some help please. im desperate. im to the point i just might file bankruptcy.

oh do i ahve to go to court? can i just settle outside? or what? im nervous

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