:::?::Alice in Wonderland:::?::: asked:


In a debt consolidation program is that you can probably get extra credit?

Christina

stud asked:


I 'm 26 years, I make about 50k a year and I want to start thinking about buying a home. What should I do with this debt in the credit card that nags? Aside from car payments, the only other debt I have is $ 5000 in one of my credit cards. Can I think of saving for a house, or do I pay it off before they even consider? Thank you.

Cory

MARGARET B asked:


Com? To the card cr? Wrote dito? of debt in 1997. Now a cr? Credit agency is that? trying to collect.

Brian

pimpinqueenl1989 asked:


I have 2 repayments of debt in my credit report, one is for 52.00 and another for 200.00 I didn 't really know about them, your physician and have had for about a year in 2009. If you want to pay this clear my credit. Is this half has me mai? No credit?

Donald

XCALIBUR asked:


I mean i heard after 6 years or so your credit card debt is written off, but if during those 6 years you get letters from different solictors, agencies etc does this include the 6 years or is it restarted from the beggining when to a another agency?

Lillian

PizzaTony asked:


This is related mainly to my personal business, and personal finances. Any help on this, or an organization to help with credit card debt consolidation, would be greatly appreciated.

Rhonda

LyndseyGetsLucky asked:


I am way in over my head, I have 6 credit cards and I’m over $12,000 in debt. I have tried to take out a loan at the bank to consolidate but i got turned down. I can barely afford the minimun payments and it has ruined my credit. I need HELP!

Kim

violet46 asked:


I’m not talking about those debt consolidation programs, where they settle your debt and you make payments to them. That actually adversely affects your credit. But what other ways are there?

Sandra

Brad M asked:


I currently have around $3,200 in credit card debt, which is a large yet manageable amount. I want to pay this debt off slowly. What is a good timeframe to completely pay off my balance? Is a year or two a good goal or should I be more aggressive?

I know it depends on what I want to do, but I am not sure if having large amounts over time is a bad thing over than the obvious interest accruing.

Cheryl