makamaepohaku asked:


can pay. They insist that untill it is brought up to date they must keep calling (company policy). Is their anything I can do on my own? I don’t want to go to one of those “debt relief” agencies. They charge you and arm and a leg. Any sugestions?

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cvq3842 asked:


Or do they just make the problem worse?

Thanks.

Darrell

petrochirus asked:


I am wondering what peoples experiences are. I have about $25,000 in credit card debt and around $30,000 in student loans. The credit cards are surprisingly well under my limit. I would be interested in consolidating the credit card debt especially, as it seems those are going to last forever. Any advice?

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pham1skee asked:


Those debt relief agencies that help you get rid of debt fast tell you to stop paying your bills and instead you pay them. They then use the money you send them to negotiate lower payoffs to your lenders. What are the pros and cons of doing this and how long will it effect my credit score for? Any experience is extrememly welcomed!

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tinkerbell asked:


I have heard that some agencies take your money and don’t end up using it to pay off your debts. How can a person find one that will really help and how do they usually work?

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