the best asked:


urgent quick

Kristen

scooby199 asked:


I heard there is a 2 year minimum for number of years property is owned in order to qualify for this relief. Is this true?

Alice

Sally asked:


Has anyone heard this commerical, or called for the information? If yes, was it useful? Do you have the phone number or website? I was not able to write down the information when i heard it.

Dan

dolfingirl80 asked:


I have gotten behind on my bills, and have some other stuff on my credit report that I have been working on paying off. It’s hard to get ahead being a single Mom, but I’m doing okay. It just seems like I can’t get ahead. Does anyone know a company that will help with consolidating debt? If so, have you used it? I don’t want some random company that was googled off the internet. I am asking from persoanl experience. Thank you so much for reading

Bryan

cjmomma asked:


Just wondering before I do it ….. went to the website and started, now I have to call and speak with a counselor.

What do they charge? Are they on the up and up? Do they really help?

Dorothy

David Brown asked:


 

Did you know that 14% of the average American’s income goes into the payment of debts? The slump in home prices, rising unemployment and the decrease in real wages have contributed to the payment defaults of a large number of Americans. Are you also headed towards that direction? Then you need to think of ways to avoid into that swamp of unpaid debts. This can be done through debt relief help.

The basic aim of debt relief help is to reduce your overall repayment amount by lowering the interest rate. There are many programs through which this can be achieved:

* Debt consolidation

If your debt crosses a total of $5000 and you owe them to more than one creditor, then debt consolidation can be undertaken. Balances and rates on your debts are lowered. Then they are combined into a single debt. So, you make only one payment to your debt consolidation agency instead of multiple payments to all your creditors.

* Credit counseling

If you are unable to make your minimum payments, you may take the help of credit counseling services. Experts from the credit counseling firm will negotiate with your lenders on your behalf. Their aim is to reduce the rates and penalty fees on your debts. Generally, it takes a maximum of 5 years to get completely out of debt through credit counseling.

* Debt reduction/ Debt negotiation

Under this scheme, your debts are virtually slashed, sometimes by 50%. This makes it easier for you to pay off your debts. After the settlement is reached with your creditors, you don’t have to pay the original amount.

Through such programs, you can pay off your debts fast before they accumulate in amount. Which option suits you depend upon the seriousness of your situation. You can take the help of the internet and research on these various options to find out about the kind of costs and charges involved.



Mike

getrd2go asked:


looking for the best debt reducing budget that will provide debt relief quickly what debt is the best to pay off first?

Thelma

Rozz asked:


My sigining appointment is on Monday.
Problem!!!!…..My car is in danger of repossession(2 months behind on car note..$2500 left on payment plan!) I have included this car in my bankrupty.
How long will it take for my car creditor to be notified?
Please help me out…I’m going crazy and need your suggestions!

Jon

Mysti1000 asked:


I keep seeing these ads where you can consolidate all of your debt into one monthly payment and have your interest rate reduced. But is this the same as a settlement? Does it affect your credit as badly as declaring bankruptcy would?

Thelma

mom of 2 asked:


Would like to hear anything good or bad!! Thx

Stephanie