Mike, Kate, and baby Piper asked:


hi i live in Wisconsin and they have a debt relief law called chapter 128, has anyone done this? how did it affect your ability to buy a house, car, etc…? what did it do to your credit? can you file this without a lawyer? is it really as great as it sounds and if not what are ALL the drawbacks? thanks

Edward

Mike, Kate, and baby Piper asked:


I live in Wisconsin and they have a debt relief law called chapter 128, has anyone done this? how did it affect your ability to buy a house, car, etc…? what did it do to your credit? can you file this without a lawyer? is it really as great as it sounds and if not what are ALL the drawbacks? thanks

Darlene

chaly asked:


My summons is not signed by the “clerk of the court” (i am in cook county, chicago area )- based on what i read on the affidavit, the collection agency “purchased the account from the original creditor”. I do not know what this is for - since the court date is schedule for next week, am i supposed to contact the attorney or the company to see what and how they got my information. I never received any notices from this collection agency. I do admit that i do not have the best credit and am making minimum wage. There are accounts on my credit report that are from 2000 thru 2003 , but i have been trying to pay them off. Where can i turn to for help? I cannot afford to pay the $2425.95 + cost as liisted in the summons.
What type of lawyer is necessary for this particular situation? And where should I search?

Alvin

khellsee yo asked:


ok so im only 20 years old. my bf and i spent 7,312.00 BUT we are no longer together…so he stopped helping pay on a credit card that i had in my name? but now the credit card is like 12,000.00!! a collection burrow has contacted me and we will go to court they said the WILL take 26% of my paycheck? they told me i’ve disappointed alot of people???? they don’t know me though? haha so should i go with the debt or bankrupsy lawyer or just a reg. lawyer and how much will that cost me?

Grace