Ubiquitous asked:


I’m paying off a lot of credit card debt and currently have my student loans in a deferral status. But the big monthly payments will start up again at the end of this year.

Aside from trying to “drop off the radar screen” or looking for a much better-paying job that would quickly burn me out, I’m curious if anybody has any leads on this matter.

Thanks!

PS: Don’t recommend declaring bankruptcy because student loan debt is exempt from that.

Todd

Just Curious asked:


Has anyone ever used Court Medial Services with a guy named Anthony Luttrell before?
For some odd reason I got flagged for asking this before - maybe the company I am asking about flagged it — hmmmm

I am very unsure about this company. I founs another site where people said mainly positive things about it but who knows if its rigged or not. I want any one out there who has considered, donr and research, discovered findings, or is/has used this to please let me know!! I really want to do this if it works. It seems like the only way I will get out of student loan debt but 3K is a lot to give to someone if they rip you off.

I check the BBB for them. They are not a member - but no complaints in the past 3 years either it says. Do you have to be a member to see complaints?

I don’t want to get involved in a scam. Please help.
Well out of curiosity - Most places ask for money up front so how does that trigger a scam? You pay a lawyer up front when you file bankruptcy. And if I was doing something for them I would ask for money up fron too. They are doing contract law - using Brad Daily (spelling?) as the lawyer. I did research and couldn’t find anything bad - but I also couldn’t find anyone saying they sucessfully completed it. The BBB shows they have not had a complaint and have been in business for 3 years. They are not a member and Im not sure how that works but if they are not a member would complaints even be showing? THANKS AGAIN

Ron

amanda c asked:


I have a lot of student loan debt, and a little credit card debt, mixed with some personal/medical-I’ve heard that legal help is best, but I’m only familiar with debt consolidation, which I now understand isn’t always best and is actually in for profit more than helping. As a family in crisis, does anyone have any good advise?

Rita